Sat Sep 06 04:00:00 UTC 2025: Okay, here’s a summary of the text and a rewritten version as a news article:

**Summary:**

While Ganesh Visarjan celebrations are taking place across India, particularly in Maharashtra, banks are generally *not* closed nationwide today, September 6th, 2024 (or, looking ahead, September 6th, 2025). The exception is Gangtok, Sikkim, where banks will be closed on September 6th, 2025, for Id-e-Milad/Indrajatra. Bank holidays are determined by the RBI and vary by state, based on the Negotiable Instruments Act. While physical bank branches may be closed, online banking, mobile banking, ATMs, and UPI services remain available. A country-wide holiday follows on Sunday, September 7th, but in Mumbai, banks will be closed Monday, September 8th for Eid-e-Milad.

**News Article:**

**Ganesh Visarjan Celebrations Underway, But Banks Largely Open**

*By [Your Name/News Agency]*

Mumbai – September 6, 2024 (or looking ahead, September 6, 2025) – Across Maharashtra and in pockets of India, devotees are celebrating Ganesh Visarjan today, the culmination of the ten-day Ganeshotsav festival. However, despite the widespread festivities, most banks remain open for business.

According to the Reserve Bank of India (RBI), bank holidays are determined on a state-by-state basis. For September 6th, 2025, banks will be closed only in Gangtok, Sikkim, to observe Id-e-Milad (Milad-Un-Nabi)/Indrajatra. Customers elsewhere are advised to check their local bank’s holiday schedule to confirm availability.

Ganesh Visarjan, which occurs on Anant Chaturdashi, marks the ceremonial immersion of Lord Ganesha idols. Large processions, music, and chanting are common sights throughout the day.

The RBI sets the bank holiday calendar under the Negotiable Instruments Act, impacting transactions involving checks and promissory notes. Eid-e-Milad commemorates the birth of Prophet Muhammad, observed by Sunni Muslims on the 12th of Rabi al-awwal and by Shia Muslims on the 17th. Indrajatra is a festival celebrating Lord Indra, the God of Rain, and marks the end of the harvest season, primarily celebrated in the Kathmandu Valley and to a lesser extent in Sikkim.

While some regional holidays may impact branch availability, customers can still access banking services through online and mobile banking platforms, as well as ATMs. UPI services also remain available for sending and receiving money.

Looking ahead, the next nationwide bank holiday falls on Sunday, September 7th. However, Mumbai residents should note that banks in the city will be closed on Monday, September 8th, as the Eid-e-Milad holiday was moved due to community observances.

Read More