Wed Jun 25 03:30:00 UTC 2025: Here’s a news article summarizing the provided information, focusing on HDB Financial Services and its investment potential:

**HDB Financial Services Poised for Growth: Analysts Recommend “Subscribe” in Long Term**

**Mumbai, India** – Moneycontrol.com reports that HDB Financial Services Ltd. (HDB), a retail-focused Non-Banking Financial Company (NBFC), is exhibiting strong growth prospects and is recommended as a long-term investment.

Established in 2007 and classified as an upper-layer NBFC by the Reserve Bank of India (RBI), HDB operates across enterprise, asset finance, and consumer finance, serving primarily low- to middle-income customers. As of March 31, 2025, the average loan ticket size stood at approximately ₹1.65 lakh.

CRISIL Intelligence data highlights the robust growth of the Indian NBFC sector, reporting an AUM of ₹48 trillion and a CAGR of 13.2% since FY19. The sector is projected to maintain a strong growth trajectory of 15-17% over FY25-FY28, fueled by retail, MSME, and corporate segment expansions.

HDB has outperformed this growth, achieving a CAGR of 23.5% in gross loan growth between FY23-25, reaching ₹1,068.8 billion as of March 31, 2025. The loan portfolio is well-diversified, with the top 20 customers accounting for less than 0.34% of the total gross advances.

Analysts at Moneycontrol.com cite HDB’s diversified lending, strong backing from its parent company, omni-channel distribution, granular lending model, customer expansion, asset quality, and positive growth outlook as reasons for their “Subscribe” rating.

Moneycontrol.com reminds readers that investment decisions should be carefully considered and encourages consultation with certified experts before investing. Readers can stay updated on the latest business news, market trends, and financial insights by visiting Moneycontrol.com or downloading the Moneycontrol app.

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