Sat Apr 19 15:20:00 UTC 2025: ## HDFC Bank Exceeds Expectations with Q4 FY25 Profit, Announces Dividend

**MUMBAI** – HDFC Bank, India’s largest private sector lender, reported a strong fourth-quarter performance for fiscal year 2025, exceeding analyst expectations. Standalone net profit rose 6.7 percent year-on-year to ₹17,616 crore (approximately $2,160 million USD), surpassing the predicted ₹17,072 crore. The bank also announced a dividend of ₹22 per share.

While the bank’s gross non-performing asset (NPA) ratio increased slightly year-on-year to 1.33 percent, it improved sequentially and provisions and contingencies fell significantly compared to the previous year. Net interest income grew by 10.3 percent to ₹32,070 crore. Average deposits increased 15.8 percent year-on-year, driven largely by a 20.3 percent surge in time deposits. Gross advances also saw a 5.4 percent increase. The bank’s Capital Adequacy Ratio (CAR) remains robust at 19.6 percent.

The results highlight HDFC Bank’s continued growth despite some challenges in asset quality. The strong performance underscores its position as a leading player in India’s financial sector. The bank’s board has recommended a dividend of ₹22 per share, with the record date set for June 27, 2025. Further details regarding the bank’s financial performance are available in their official release.

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