Sun Sep 15 12:00:52 UTC 2024: ## Cash Back Bonanza: Activate Your 5% Credit Card Categories for Q4 2024

Credit cardholders rejoice! It’s time to maximize your rewards with the latest round of 5% cash back categories, now active for the fourth quarter of 2024. Popular cards like the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, and US Bank Cash+ are all participating.

**Here’s a breakdown of the top categories:**

* **Chase Freedom/Freedom Flex:** Earn 5% on up to $1,500 spent at PayPal, McDonald’s, pet shops, vet services, and select charities.
* **Discover IT:** Get 5% back on up to $1,500 spent at Amazon.com and Target, including both online and in-store purchases.
* **Citi Dividend:** Enjoy 5% cash back on up to $6,000 spent at restaurants and on Citi Travel purchases. You can spread out your spending or save it for a different quarter.
* **US Bank Cash+:** Choose two categories for a total of 5% back on up to $2,000 combined spending. Recent changes include TV, Internet, and Streaming Services replacing Car Rentals.

**Don’t forget to activate your categories!** Links to activate and track your spending are provided in the original article.

**Other Notable Cards:**

* **U.S. Bank Shopper Cash Rewards:** Earn 6% back on your first $1,500 in combined purchases at two retailers you choose each quarter (e.g., Amazon, Apple, Best Buy, Home Depot, etc.).
* **Bank of America Cash Rewards:** Get 3% back on one selected category (up to $2,500 per quarter), with a default of gas if no category is chosen. This card also offers 2% back at grocery stores and wholesale clubs (up to $2,500 per quarter).

**This is a great opportunity to boost your rewards, so act fast!** Don’t miss out on these limited-time offers.

**Note:** Some categories may have specific exclusions, and it’s always best to check the card’s terms and conditions for full details.

Read More