Tue Dec 30 12:00:00 UTC 2025: News Article:
XRP: Can it 10x Your Investment by 2030? Experts Weigh In
As of December 25th, XRP boasts a market capitalization of $113 billion and is trading around $1.80-$1.90. While XRP has demonstrated periods of rapid growth, including a five-year return of 1,650% earlier this year, its all-time high of $3.84 remains a significant barrier.
Can XRP achieve a 10x increase in value, reaching over $18 by 2030? Analysts say it’s a long shot but not impossible. Such growth would push XRP’s market cap above $1.1 trillion. Several factors could contribute to this ambitious goal.
The potential approval of spot XRP ETFs is a major driver. To illustrate, the SEC approved the first spot Bitcoin ETFs in November 2025, and net ETF inflows have already surpassed $1.25 billion. An equivalent development for XRP could fuel significant investment. Standard Chartered even predicted XRP could reach $12.50 by the end of 2028 based partly on the possibility of XRP ETF approval.
Furthermore, some companies are exploring an XRP treasury strategy, mirroring trends observed with Bitcoin and Ethereum. This trend, coupled with increased ETF availability, could substantially increase demand and price for XRP.
Ripple, the company behind XRP, is also seeing increased adoption. Payment volumes on Ripple have surpassed $95 billion, which could create demand for XRP, as the cryptocurrency is used in the Ripple payment network.
While these tailwinds present opportunities, analysts urge caution. XRP hasn’t surpassed its 2018 peak, and banks can leverage Ripple’s payment network without necessarily using XRP. Experts recommend maintaining realistic expectations for XRP as an investment.
First Piper 