Sat Sep 13 06:06:21 UTC 2025: Okay, here’s a summary and news article rewrite of the provided text, focusing on the key information and adopting a newsy tone:

**Summary:**

Unico Housing Finance Private Limited, a Chennai-based company specializing in affordable housing loans, has secured ₹120 crore ($13 million USD) in funding from Anicut Capital and UC Impower. This investment will boost Unico’s net worth to over ₹210 crore, enabling them to expand their operations in underserved regions, primarily targeting first-time home buyers in Tier 2 and Tier 3 cities with home construction loans, home purchase loans, home improvement loans, loan against property with an average ticket size of ₹13-15 lakh. Since launching in December 2023, Unico has grown rapidly, reaching 86 branches across seven states and managing assets worth ₹500 crore. Investors cite the growing affordable housing market in India and Unico’s unique approach as key drivers for their investment.

**News Article:**

**Unico Housing Finance Secures ₹120 Crore to Fuel Affordable Housing Push**

**CHENNAI, September 13, 2025** – Unico Housing Finance Private Limited, a Chennai-based housing finance company (HFC) focused on affordable housing, announced today that it has raised ₹120 crore (approximately $13 million USD) in a funding round led by Anicut Capital and UC Impower.

The investment will significantly strengthen Unico’s capital base, pushing its net worth above ₹210 crore, and enable the company to aggressively expand its reach into underserved markets across India. Unico specializes in providing housing finance solutions to self-employed and middle-income households, particularly first-time buyers in Tier 2 and Tier 3 cities and smaller towns. Their offerings include home construction loans, home purchase loans, home improvement loans, loan against property with an average ticket size of ₹13-15 lakh.

Founded in December 2023, Unico has experienced rapid growth, establishing a presence in 86 branches across seven states and building an asset under management (AUM) portfolio of ₹500 crore in just 18 months.

“India’s affordable housing finance market is poised for massive growth,” stated Dhruv Kapoor, Partner at Anicut Capital. “Unico’s differentiated model, combining regional expertise with robust risk management, positions it to capitalize on this opportunity and deliver sustainable returns.”

Mona Kachhwaha, Co-Founder and Partner at UC Impower, echoed this sentiment, adding, “Our investment in Unico reflects our conviction in India’s affordable housing story and their ability to reach low-income families often overlooked by traditional lenders.”

Unico’s success comes at a time when the demand for affordable housing is surging across India, driven by urbanization and a growing middle class. The company aims to leverage this new capital to further expand its network and provide accessible financing solutions to those seeking to achieve their dream of homeownership.

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