Sat Jul 26 04:21:19 UTC 2025: Okay, here’s a summary and a news article based on the information:

**Summary:**

Edelweiss Mutual Fund CEO Radhika Gupta emphasizes that effective personal finance involves more than just saving and investing. She highlights the importance of holistic financial planning that likely includes budgeting, debt management, insurance, and other related aspects.

**News Article:**

**Edelweiss MF CEO Radhika Gupta Urges Comprehensive Approach to Personal Finance**

MUMBAI – Radhika Gupta, CEO of Edelweiss Mutual Fund, is reminding individuals that successful personal finance goes beyond simply saving and investing. In a recent message, Gupta underscored the need for a more holistic approach to financial well-being.

While saving and investing are crucial components, Gupta suggests a comprehensive personal finance plan should encompass several key areas. Experts believe this likely includes careful budgeting to track income and expenses, proactive debt management to minimize financial burdens, and adequate insurance coverage to protect against unforeseen risks.

“It’s easy to get caught up in the excitement of the markets and focus solely on investment returns,” said a financial advisor who echoed Gupta’s sentiments. “However, neglecting other aspects like debt and insurance can undermine even the best investment strategies.”

Gupta’s message serves as a timely reminder that building a secure financial future requires a well-rounded strategy addressing all facets of one’s financial life. By prioritizing budgeting, debt management, and adequate insurance alongside saving and investing, individuals can pave the way for greater financial stability and peace of mind.

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