Sat Jul 19 07:10:00 UTC 2025: Okay, here’s a summary and a news article based on the provided text:

**Summary:**

Most banks across India will be open today, July 19th, as it’s the first Saturday of the month. However, banks in Tripura will be closed for Ker Puja. The RBI’s holiday categorization (Negotiable Instruments Act, RTGS, and closing of accounts) leads to regional variations in bank holidays. While physical branches may be closed, online banking and ATM services remain available. The article also lists bank holidays earlier in July 2025 for various states due to regional and religious observances.

**News Article:**

**Banks Open Nationwide Today, Except in Tripura for Ker Puja**

**NEW DELHI/AGARTALA –** Banks across India are operating as usual today, Saturday, July 19th, with one notable exception: Tripura. While the Reserve Bank of India (RBI) mandates bank holidays on the second and fourth Saturdays of each month, and many celebrate the weekend, today’s first Saturday means business as usual for most financial institutions.

However, residents of Tripura will find their local banks closed today due to the celebration of Ker Puja, a significant local festival.

The RBI categorizes bank holidays into three distinct types, including those under the Negotiable Instruments Act, Real-Time Gross Settlement (RTGS) holidays, and those related to banks’ closing of accounts. This categorization leads to a diverse calendar of regional holidays based on local customs, religious observances, and national events.

Earlier in July, banks were also closed in Agartala for Kharchi Puja (July 3rd), Jammu and Srinagar for Guru Hargobind Ji’s Birthday (July 5th), Shillong for Beh Deinkhlam (July 14th), Dehradun for Harela (July 16th), Shillong for the Death Anniversary of U Tirot Singh (July 17th) and in Gangtok for Drukpa Tshe-zi (July 28th).

Despite these regional closures, customers can still access essential banking services through ATMs and online platforms. Digital banking, including UPI, money transfers, loan applications, and account management, remains operational 24/7, even on bank holidays.

For a complete list of upcoming bank holidays, refer to the RBI’s official holiday calendar.

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