Fri Jul 04 07:30:00 UTC 2025: Here’s a summarized news article based on the provided text:
**Car Accident? Understanding When Your Insurance Covers Legal Fees**
LOS ANGELES, CA – After a car accident, victims often face a maze of legal questions, especially concerning who pays for legal representation. Generally, auto insurance policies cover legal defense costs only if you’re being sued. If you’re seeking compensation for injuries and damages, you’ll likely need to hire your own attorney.
Many car accident lawyers, such as those at Arash Law, work on a contingency basis, meaning you pay nothing upfront; their fee comes from any settlement or court award. However, in certain instances, like when an insurance company wrongfully denies a claim, the court may order the insurer to cover legal costs.
If another driver is at fault, their insurance should cover your losses up to policy limits, potentially including medical bills, lost wages, and vehicle damage. However, insurers may deny claims for various reasons, like disputes over fault or policy exclusions. If a claim is denied, victims have the right to file a lawsuit.
Uninsured or underinsured motorist coverage can step in if the at-fault driver lacks sufficient insurance. However, even these claims can be denied. Actions that show bad faith by an insurer include unreasonable delays, low settlement offers, or unexplained denials.
Victims can report unfair treatment to the California Department of Insurance (CDI), although the CDI cannot force payment. Ultimately, legal action may be necessary.
The statute of limitations outlines the time limit for insurance claims as a breach of written contract. Policyholders typically have four years to file a bad faith claim.
The attorneys at Arash Law offer free consultations to help accident victims understand their rights and options. Call (888) 488-1391 to schedule.
First Piper 