Thu Jul 03 07:56:33 UTC 2025: Here’s a summary of the provided text, followed by a rewritten version as a news article suitable for The Hindu:

**Summary:**

The Indian Supreme Court has ruled that insurance companies are not obligated to pay compensation to the families of individuals who die as a result of their own reckless driving. The ruling upholds a Karnataka High Court decision dismissing a claim for compensation filed by the family of a man who died after losing control of his car due to negligent driving. The court reasoned that allowing compensation in such cases would essentially reward individuals for their own wrongful actions.

**News Article:**

**Supreme Court: No Insurance Payout for Deaths Caused by Reckless Driving**

*New Delhi, July 3, 2025* – The Supreme Court of India has delivered a significant judgment clarifying the limits of motor insurance liability. A bench comprising Justices P.S. Narasimha and R. Mahadevan ruled that insurance companies are not liable to compensate the families of individuals who die as a direct result of their own rash and reckless driving.

The apex court upheld a decision by the Karnataka High Court, dismissing a plea filed by the family of N.S. Ravisha, who died in a car accident on June 18, 2014. Ravisha was driving from Mallasandra village to Arasikere town with his father, sister, and her children as passengers when he lost control of the vehicle, which toppled on the road. The High Court determined that Ravisha’s negligence, including disregarding traffic rules, was the sole cause of the accident.

Ravisha’s family had sought ₹80 lakh in compensation, but the Supreme Court rejected their claim. The court stated that it was “not inclined to interfere with the impugned judgment passed by the High Court,” effectively denying compensation to the family.

The High Court’s original ruling emphasized that allowing compensation in such cases would amount to “a person who committed breach getting the compensation for his own wrongs.” The Supreme Court’s decision reinforces this principle, clarifying that motor insurance is not intended to protect individuals from the consequences of their own negligent actions. The ruling underscores the importance of responsible driving and adherence to traffic regulations, reinforcing the principle that drivers are accountable for their actions on the road.

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