Wed Apr 30 03:40:00 UTC 2025: ## Bajaj Finance and Finserv Shares Dip Despite Strong Q4 Results

**MUMBAI** – Shares of Bajaj Finance and Bajaj Finserv plummeted over 5% each following the release of their Q4 FY25 results, despite reporting significant profit increases. Bajaj Finance’s share price dropped 5.8% to ₹8,560, while Bajaj Finserv fell 6.6% to ₹1,927.60 on the BSE.

Bajaj Finance reported a 16% jump in standalone net profit to ₹3,940 crore, up from ₹3,402 crore in Q4 FY24. Total income surged to ₹15,808 crore, compared to ₹12,764 crore in the same period last year. While Motilal Oswal Financial Services lauded the strong performance and growth in assets under management (AUM), they noted a sequential increase in credit costs and maintained a “Neutral” rating due to rich valuations and a lack of near-term catalysts. The brokerage firm set a target price of ₹10,000. Bajaj Finance plans to expand its unsecured lending segments in FY26.

Bajaj Finserv, the parent company, saw a 14% rise in consolidated net profit to ₹2,417 crore, up from ₹2,119 crore in Q4 FY24. Consolidated income increased to ₹35,596 crore from ₹32,042 crore year-on-year.

Despite the strong financial performance, the market reacted negatively, likely due to concerns over valuations and the lack of immediate positive triggers for future growth.

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