Mon Mar 31 15:30:00 UTC 2025: ## Social Security’s 2.5% COLA Increase Arrives in April Payments
**Washington, D.C.** – Millions of Social Security recipients will see the benefits of the 2.5% Cost-of-Living Adjustment (COLA) reflected in their April payments, starting April 9th, 2025. The increase, implemented in January, aims to offset the rising cost of living and provide crucial financial support for retirees.
The first recipients to receive the adjusted payments are those born between the 1st and 10th of any month who began receiving benefits at age 62. While the COLA took effect in January, the enhanced payments will continue to be deposited monthly.
The Social Security Administration (SSA) uses a payment schedule based on birthdate, with three key disbursement dates in April 2025. No action is required for those receiving payments on April 9th; the increased amount will be automatically deposited.
Beyond the COLA, other significant changes are in effect for 2025. The taxable earnings cap has increased to $176,100, impacting those still contributing to Social Security. Furthermore, gradual adjustments to the full retirement age continue to be phased in.
The SSA emphasizes the importance of delaying retirement beyond the full retirement age of 67 to receive larger monthly payments, a strategy contributing to the long-term sustainability of the system. These adjustments reflect ongoing efforts to modernize and secure the future of Social Security. Retirees are encouraged to stay informed about these changes and their impact on long-term retirement planning.
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