Sun Sep 15 10:07:14 UTC 2024: ## Social Security Flexibility: Claim Your Benefits Between 62 and 70
**WASHINGTON, D.C. -** The Social Security Administration (SSA) reminds eligible Americans they have the flexibility to begin collecting their retirement benefits anytime between the ages of 62 and 70. While the full retirement age for most individuals (born in 1960 or later) is 67, individuals can choose to start receiving benefits earlier, though they will receive a reduced amount. Conversely, waiting to claim benefits beyond 67 can result in larger monthly payments.
This means that individuals can tailor their retirement plan based on their personal needs and circumstances. “Some people may choose to start receiving benefits early to help with expenses during retirement,” explains SSA spokesperson, [Spokesperson Name]. “Others may prefer to wait until they reach their full retirement age or even later to maximize their monthly payments.”
The SSA encourages individuals to visit their website or contact their local office to understand the impact of claiming benefits at different ages.
**Key Takeaways:**
* You can claim Social Security retirement benefits between ages 62 and 70.
* Full retirement age is 67 for most people born in 1960 or later.
* Claiming benefits before 67 results in reduced monthly payments.
* Claiming benefits after 67 results in increased monthly payments.
**This news article is intended to be a general overview. For specific information about your individual situation, consult the Social Security Administration website or your local office.**
First Piper 