– A calculator is available for Central government subscribers to determine if they should switch from the National Pension Scheme (NPS) to the Unified Pension Scheme (UPS)
– The calculator helps compare if NPS corpus can provide the same pension as UPS with inflation indexation
– If NPS is unable to provide enough pension, considering personal circumstances and other investments is important in deciding between NPS and UPS
– Caution is advised when using the calculator as it is based on projections and may have errors
– Passive income is emphasized as crucial for retirement planning
– Several financial planning resources and services are available through freefincal, including courses and a list of fee-only financial planners.