– A free calculator is available to help individuals decide if they should remain invested in the National Pension Scheme or switch to the Unified Pension Scheme.
– The calculator helps assess if the future NPS corpus can provide the same pension as expected from UPS, taking inflation into account.
– If the shortfall in the pension provided by NPS compared to UPS is significant, considering a switch to UPS may be beneficial.
– Personal circumstances and the corpus from other investments should also be taken into account when deciding between NPS and UPS.
– The calculator is based on projections and should be used with discretion.
– Additional thumb rules for deciding between UPS and NPS will be published soon.